Advice about Housing Benefit
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Housing Benefit is administered by the local authority where you
live. Your local council has full responsibility for assessing how much
you should have - if you are entitled to Housing Benefit.
Your local
council also has full responsibility for rooting out any fraudulent
claims and payments of Housing Benefit.
Housing Benefit is meant for those who are on low income - in
order to help pay their rent. (It is not meant for any other
purpose, and you should ensure that it is spent for the purpose
for which Housing Benefit is paid.)
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It does not matter whether or not you are working. It is
possible to be on low income whilst you are working and still receive
Housing benefit. If you are unemployed you should be able to get Housing
benefit to help with your rent.
Who Can Claim Housing benefits.
- You will need to be paying rent - either for a house, room or
lodgings. Housing benefit is for no other reason, and not for help
with mortgages or other loans. It is simply for those in rented
accommodation.
- It does not matter if you are working or unemployed. If you are
a low income group, then you should be entitled to the Housing
Benefit.
- Low Income. If you are classed as being a low income earner -
and you are paying rent - then you may be entitled to housing
benefit - depending upon your other circumstances.
How Much is Housing Benefits Payments
Who Cannot Claim Housing Benefit.
There are exclusions of course, and these include
- Having savings or assets of more than £16,000 - in a bank account or
whatever, normally prevents you from receiving Housing Benefit. This
does not apply to those who receive the 'Guarantee Credit' element
of Pension Credit. Assets such as property and land are also
included in the £16,000
- If you are living in a home of one of your close relatives. This
will include those you normally class as 'family'. Parents,
Brothers, Sisters, Children, Aunts and Uncles and of course Grand
parents. The guiding rule is that the 'close relative' owns the
home. It does not matter if they do not live there!
- Full time students cannot normally receive Housing Benefit.
However, if you have children or you are classed as disabled, then
you should be able to claim Housing Benefit.
- If you are seeking Asylum in the UK - or you are here as a
'sponsored' resident of the UK, you are not eligible to claim this
benefit.
- You will not be able to receive Housing Benefit if you live with
a partner who is already claiming this benefit. Only one of you can
receive it.
- If you are under the age of 25 - and single - then you will only
get it for Bed Sit or for a single room in most forms of shared
accommodation. You will not be able to claim for the whole house!
All enquiries about your eligibility for claiming housing
benefit should be made to your local council. You may have to phone for
an appointment. They are normally quite helpful in guiding you, and have
an obligation to give you the correct information about your claim for
Housing benefit.
You can appeal against the decision if you are refused housing
benefit.
Have you had a good - or Bad experience to relate that may help
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