Updated 15th April 2017
JSA - Jobseekers Allowance is for those over the age of 18 - but under State Pension Age. Basically, it replaces the old 'dole' system with the emphasis on getting (trying to get) people back into work. It is paid every 2 weeks into a bank account for your benefits payment,
It is a simple system of benefits to understand, BUT a little bit on the 'trying and stressful' side if you are eligible for Job Seekers Allowance entitlement and are expected to conform to its requirements.
There are two basic types of Jobseekers Rates which are....
Jobseekers' Allowance is not normally available for those under the age of 18. ***There are special cases where it may be available if you are aged 16 or 17 years.
Jobseekers Allowance will be eventually be replaced by the new
There are Sanctions possible against non compliance with JSA rules.
You will get contribution-based jobseekers allowance rates only if you’ve paid enough Class 1 National Insurance contributions (NICs) in the 2 tax years before the benefit year you’re claiming in. For this calculation, a 'benefit year' runs from the first Sunday in January to the Saturday before the first Sunday in January of the next year.
So you will have to have worked for 26 weeks in one of these
years and earned at least the lower earnings limit
for that particular tax year. AND >>>>
You will have paid Class 1 contributions OR received National Insurance credits in both of those tax years that amount to 50 times the lower earnings limit. See below for how much you will have needed to earn providing you comply with the job seekers allowance rules
The Lower Earning JSA Rate for 2012-2013 - £107.00 - so (£5,350.00)
For the year 2013 - 2014 £109.00 - so (£5,450.00)
For the Year 2014 - 2015 £111.00 - so (£5,550.00)
For the Year 2015 - £112.00 - so (£5,600.00) These jobseekers allowance rates will change.
You will normally get income-based JSA if one of the following applies:
You were paid less than £153 per week on average when you were
employed over the last 2 years... Or
You have been claiming contribution-based JSA for over 182 days Or
you haven’t worked over the last 2 years
All benefit payments for JSA Jobseekers' Allowance are made fortnightly - into a bank or building society account, in your name.
If you are receiving or eligible for Income-Based JSA, then you may receive less than the figures quoted above, once any household income, pension income and certain savings are taken into account. With Income based Jobseekers Allowance it is also possible to receive Disability Premium Payments
You may also be able to get a Budgeting Loan to help with financing if you or your partner must have been getting Income Based Jobseekers Allowance for at least 26 weeks:
There are two basic ways how to claim Jobseeker's Allowance - JSA. You can either phone Jobcentre Plus - 0800 055 6688 - and then get an appointment at your local Jobcentre, or you can apply for the Jobseekers' Allowance online.
When you apply online, it does not mean that you can then sit back and wait for the money to arrive. You still have to attend for the interview which starts the whole procedure going.
If you had been getting JSA and it has stopped during the last 26 weeks, then you need to telephone Jobcentre Plus on 0800 055 6688.
If you want to deal in the Welsh Language - call 0800 012 1888
If you are hard of hearing - or worry about speaking, then use textphone on 0800 023 4888.
The 'review interview' will simply review what steps you have been taking, and then further steps may be suggested.
If you are worried about attending interviews, then you have the right to take a relative or friend that you can trust. Explain to your advisor that you are a bit worried about interviews. Do NOT let your friend or relative take over the interview. The last thing you need to do is to put the back up of the advisor. Remember, they have a job to do, and a set procedure to follow. They do not make job seekers allowance rules Like you, they have to follow them.
March 9th 2017
***Child Tax Credit - From April this year the ‘family element’ of £545 per year will be abolished.***
March 8th 2017
**MPs are calling for a halt to the accelerating roll-out of Universal Credit as the ongoing problems are causing undue and unnecessary hardship**
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